It's Time We Started (Fidelity) Bonding
No, I don't mean that we should go sit around a campfire and tell intimate stories about ourselves to forge a strong personal bond, I mean Fidelity Bonding. We require locksmiths, contractors, bankers and other 'high risk' job seekers to be licensed and bonded... but what about the rest of us who work the realm of ones and zeros?
People like myself can obtain enough information from clients each year to commit BILLIONS of dollars in fraud. But does anybody require me to be bonded? Nope. Not even if I want to. I've tried.
I would like to be able to give my clients the highest possible level of trust from the get go. To know they are protected against any fraudulent activity truly strengthens that bond (no apologies!) between vendor and client.
I've spoken to multiple people over the past five or so years in different attempts to obtain a fidelity bond for myself that would cover misuse of usernames, passwords, ip's, financial and billing info. I was told nothing like this currently exists. I was also told laws may need to be written or re-written to accommodate this. So what's the hold up?
Seriously, just look at how many security issues we have these days, yet we give people we barely know full access to our web servers, email accounts, credit cards, billing details and, more often than not, enough personal details to give them a higher than fighting chance at gaining access to anything that wasn't already provided.
It's time somebody in the insurance game (where you go for bonding) jumped on this. A huge opportunity is here for the insurance industry as well as people who work the digital world. Not to mention the clients. The people that lose out are the unscrupulous ones who seek to take advantage of this open nature.
Wouldn't you prefer to hire somebody who is licensed and bonded to give your data to?